Terms of Service (UK & Northern Ireland)
Effective Date: 1 January 2026 · Governed by English and UK Statutory Law
1. Informational & Educational Use Only
All calculators, formulae, estimates, and tax schedules on CalculatoRate are developed strictly for educational and preliminary illustrative purposes. None of our tools constitute Financial Conduct Authority (FCA) regulated financial advice, chartered tax advice, or mortgage underwriting pre-approval. Always consult a licensed professional (e.g. an IFA or ICAEW accountant) before entering binding financial agreements.
2. Accuracy & Statutory Disclaimer
While our calculations reference official UK sources (HMRC PAYE, Bank of England Base Rates, UK VAT Notice 700), CalculatoRate is provided on an "as is" basis without warranty of any kind regarding Scottish tax band variations, devolved council tax exemptions, or continuous availability.
3. Limitation of Liability
To the maximum extent permitted by UK law, CalculatoRate and its operators exclude all liability for direct or indirect losses arising from decisions taken in reliance upon the outputs of our calculation tools.
4. Intellectual Property & Scraping Prohibition
All website code, interfaces, design assets, and mathematical implementations are protected by UK and international copyright. Programmatic scraping or unauthorized framing of our calculators without prior written agreement is strictly prohibited.
5. Statutory Inquiries
Questions regarding these Terms of Service may be addressed to our Contact Desk.